Loan Officer - Hybrid Job at Builders Capital, Boise, ID

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  • Builders Capital
  • Boise, ID

Job Description

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic  Loan Officer  to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.

We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.

Why Builders Capital?

  • Unlimited Earning Potential: With our revamped commission structure for 2025, Loan Officers can earn double the commission, with  uncapped earning potential .
  • Comprehensive Benefits: Builders Capital covers 100% of employee medical insurance premiums.
  • Work Flexibility: Enjoy a flexible schedule with the option to work remotely and unlimited sales geography across the U.S.
  • National Impact: You’re not confined to a sales territory—you can build your book of business nationwide and work with borrowers or brokers wherever you see opportunity.
  • Innovative Products & Tools: With our fast, agile in-house operations, cutting-edge technology suite, and creative approach to deal structuring, you’ll have everything you need to close deals and build lasting relationships.

What You’ll Do:

  • Drive Outside Sales : Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
  • Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
  • Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
  • Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
  • Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.

Requirements

  • Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
  • Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
  • Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
  • Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
  • High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
  • Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.

Benefits

Why You’ll Love It Here:

  • Innovative Environment : Be part of a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources.
  • Work Flexibility : Enjoy a flexible work environment that allows you to balance professional success with your personal life.
  • National Impact : Join a nationwide operation making a significant impact on real estate development and home building across the U.S.
  • Health Insurance : Builders Capital pays 100% of your medical insurance premiums, offering both PPO and HSA plans.
  • Health Savings Account (HSA) : We contribute annually to your HSA account, providing additional support for your healthcare needs.
  • Competitive Compensation : We offer competitive salaries that reflect your expertise and contributions.
  • Paid Time Off : Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays : Enjoy 10 paid holidays annually to spend quality time with family, friends, or on personal interests.

Builders Capital is an Equal Opportunity Employers(EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

Job Tags

Full time, For contractors, Remote work, Flexible hours,

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